We offer 4 types of cat insurance across our cover levels for you to choose from depending on your personal circumstances and requirements.

All the policies provide cover for unexpected vet fees along with other benefits; however the different policy types cover veterinary fees in different ways, they are described below to help you understand how each operates.

In addition where we have had our policies independently rated by Defaqto their star rating is included for your information. A breakdown of cover offered by each of our products is shown on the Our Policies tab.

Champ 2.5, 4.0. & 8.0

These are annual policies which provide cover for all new injuries and illnesses occurring after the policy has started, and after the waiting period for illnesses, up to the annual limit each policy year.

The annual limit for Vets Fees is fully reinstated at each renewal.

We may be also able to cover certain pre-existing conditions under these policies. In order to make a decision regarding acceptance, premium, cover, terms and conditions we will ask for medical information from you about your pet as part of the quotation process. Your policy will detail which declared conditions are covered and which are not. Other terms and conditions may also apply. Any pre-existing conditions which you do not declare will also be excluded from cover.

All cover stops if the policy is not renewed or is cancelled.

Read Champ 2.5 wording
Read Champ 4.0 wording
Read Champ 8.0 wording
Read Champ 2.5 IPID
Read Champ 4.0 IPID
Read Champ 8.0 IPID

Get a quote

Premier and Premier Plus

These are annual policies which provide cover for all new injuries and illnesses occurring after the policy has started, and after the waiting period for illnesses, up to the annual limit each policy year.

The annual limit for Vets Fees is fully reinstated at each renewal.

All pre-existing conditions are excluded.

All cover stops if the policy is not renewed or is cancelled.

Read the policy wording
Read Premier IPID
Read Premier Plus IPID

Get a quote

Gold

This is an annual policy which provides cover for new injuries and illnesses occurring after the policy has started and after the waiting period for illnesses, up to the maximum benefit.

All pre-existing conditions are excluded.

Cover for an injury or illness ends once the maximum benefit has been reached.

All cover stops if the policy is not renewed or is cancelled.

Read the policy wording
Read IPID

Get a quote

Silver

This is an annual policy which provides cover for new injuries and illnesses occurring after the policy has started and after the waiting period for illnesses, for up to 12 months from first date of treatment of an injury or illness or the policy limit, whichever happens first.

All pre-existing conditions are excluded.

Cover for an injury or illness ends 12 months after the first date of treatment or when the policy limit is reached, whichever happens first.

All cover stops if the policy is not renewed or is cancelled.

Read the policy wording
Read IPID

Get a quote

Bronze

This policy covers veterinary fees following accident and injury only. It does not cover illnesses.

This is an annual policy which provides cover for accidents and injuries occurring after the policy has started, up to 12 months from first date of treatment of an accident or injury or the policy limit, whichever happens first, providing the policy is renewed where necessary.

All pre-existing conditions are excluded.

Cover for an accident or injury ends 12 months from the first date of treatment or when the policy limit is reached, whichever happens first.

All cover stops if the policy is not renewed or is cancelled.

Read the policy wording
Read IPID

Get a quote
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