Sharp minds. Endless love.
Insurance that can match your Collie’s speed, smarts, and stamina.
Because chasing balls, sheep, and dreams isn’t exactly risk-free!
Cover your clever pup.
With Scratch & Patch, you get cover built for sharp minds, fast feet, and hearts that never quit.
Because when your Collie gives you all their loyalty, you want protection that gives just as much back.
24/7 Vet careline
Expert advice, day or night, 365.
20% off
For insuring two or more pets.
Pet-perfect cover
With options to suit all budgets.
Switching made simple
Immediate cover for new conditions if you’re already insured.
Cover to suit all needs and budgets
At Scratch & Patch, we offer flexible cover — because every Collie has their own pace, purpose, and play style.
From zoom-obsessed pups to seasoned agility pros, there’s a policy built to keep up.
Lifetime Pet Insurance
Peace of mind lifetime cover. Our most comprehensive pet insurance seeks to insure against recurring medical issues your pet may have throughout its lifetime, as long as you keep the policy running.
Maximum Benefit Insurance
Our maximum benefit pet insurance covers new conditions up to a cover limit for the length the policy is in place and there’s not a time limit to your claim.
Time Limited Pet Insurance
Time-limited pet insurance excludes certain conditions after you hit your claims limit or once the time limit (usually 12 months) expires.
Accident Only Pet Insurance
Our accident only pet insurance provides a fixed sum of money for each accidental injury to help pay for your pet’s treatment. It is the cheapest type of pet insurance policy but excludes cover for illness.
Why insure your Border Collie?
Border Collies are bright, energetic, and incredibly loyal — and that’s exactly why we adore them.
With sharp minds, quick paws, and a work ethic few breeds can match, they throw themselves into life with focus and enthusiasm.
But that intelligence and drive can also come with a few bumps along the way — from joint strain to genetic conditions and surprise vet visits.
Pet insurance helps you say yes to the best care whenever they need it — without worrying about sudden vet bills or ongoing treatment costs.
Where Border Collies sometimes need a helping paw
Joint & hip issues
Active, agile, and always on the move, Border Collies put a lot of pressure on their joints.
Hip dysplasia, ligament injuries (like cruciate tears), and general wear-and-tear can occur — especially in dogs that love agility or high-impact play. Physiotherapy, medication, or surgery can make insurance invaluable.
Eye conditions
Border Collies can be prone to inherited eye issues such as Collie Eye Anomaly (CEA), cataracts, and progressive retinal atrophy (PRA). Early diagnosis and treatment are key, and in some cases specialist care may be needed.
Epilepsy & neurological conditions
Collies have a higher risk of epilepsy and certain neurological conditions. These can require ongoing medication and monitoring to keep seizures under control, meaning long-term support is often beneficial.
Allergies & skin sensitivities
While not as prone as some breeds, Collies can still experience allergies and skin flare-ups. Itching, hotspots, and dermatitis may require repeat vet visits, medicated shampoos, and allergy treatment to stay comfortable.
Collie-specific sensitivities (MDR1 gene)
Some Border Collies carry the MDR1 gene mutation, which can make them sensitive to certain medications. Diagnosis and careful treatment planning help ensure safe care — and insurance can support the testing and ongoing management that may be required.
Injuries from high-energy play and work
From sprinting after balls to excelling in agility or herding, Collies live life fast and focused. Sprains, strains, and soft-tissue injuries can happen when they push themselves — and insurance helps cover the unexpected bumps, sprains, or other injuries. Insurance can help with unexpected vet costs from all those happy zooms and retrieves.
Protect your Frenchie’s next adventure!
French Bulldogs are full of charm and packed with personality. They bring so much love and laughter, but even the toughest little companion can face unexpected vet visits.
With Scratch & Patch pet insurance, you’ll get cover designed to support your Frenchie’s bold character.
From stubborn sniffles to long-term health needs, we’re here to help you look after your loyal little sidekick with confidence and peace of mind.
