Golden hearts. Boundless love.
Protection for your Golden’s huge heart and happy soul.
Because they give you so much love, they deserve cover that gives back.
Protect your sunshine pup
With Scratch & Patch, you get protection shaped around your Golden Retriever’s kind nature, playful heart, and family-first spirit.
Because they’re always there for you — and they deserve cover that’s always there for them.
24/7 Vet careline
Expert advice, day or night, 365.
20% off
For insuring two or more pets.
Pet-perfect cover
With options to suit all budgets.
Switching made simple
Immediate cover for new conditions if you’re already insured.
Cover to suit all needs and budgets
At Scratch & Patch, we offer a range of policies — because one size doesn’t fit every paw.
Whether your Golden is a bouncy young pup or a gentle senior companion, there’s a level of cover to suit their happy heart and active lifestyle.
Lifetime Pet Insurance
Peace of mind lifetime cover. Our most comprehensive pet insurance seeks to insure against recurring medical issues your pet may have throughout its lifetime, as long as you keep the policy running.
Maximum Benefit Insurance
Our maximum benefit pet insurance covers new conditions up to a cover limit for the length the policy is in place and there’s not a time limit to your claim.
Time Limited Pet Insurance
Time-limited pet insurance excludes certain conditions after you hit your claims limit or once the time limit (usually 12 months) expires.
Accident Only Pet Insurance
Our accident only pet insurance provides a fixed sum of money for each accidental injury to help pay for your pet’s treatment. It is the cheapest type of pet insurance policy but excludes cover for illness.
Why insure your Golden Retriever?
Golden Retrievers are gentle, loyal, and full of sunny, tail-wagging joy — and that’s exactly why we adore them.
Whether they’re splashing into lakes, greeting everyone they meet, or curling up at your feet, Goldens bring warmth to every moment.
But that big heart and adventurous spirit can also bring a few health bumps along the way — from joint and hip issues to skin sensitivities and the occasional surprise vet visit.
Pet insurance helps you say yes to the very best care whenever they need it — without worrying about sudden vet bills or long-term treatment costs.
Where Golden Retrievers sometimes need a helping paw
Hip & joint issues
Golden Retrievers are playful, energetic, and love long walks and games of fetch — which puts pressure on their hips and joints.
Conditions like hip and elbow dysplasia, as well as arthritis later in life, can require physiotherapy, pain relief, or even surgery — making insurance invaluable.
Skin sensitivities & allergies
Goldens can be prone to skin allergies, itching, ear infections and “hot spots” — especially around their thick double coat.
These may need ongoing vet visits, medicated shampoos, or prescription treatments to keep flare-ups under control.
Ear infections
Their floppy, water-loving ears are adorable — but they can trap moisture and debris, leading to ear infections.
These often need cleaning, medication, or follow-ups to prevent them becoming recurrent.
Cancer & tumours
Golden Retrievers unfortunately have a higher risk of certain cancers compared to other breeds, including lymphoma and mast-cell tumours.
Early testing, treatment, and ongoing care can mean significant veterinary costs — so good cover really matters.
Heart conditions
Some Goldens are at increased risk for heart issues such as sub-valvular aortic stenosis (SAS).
Regular vet check-ups and specialist scans may be needed to monitor and manage heart health.
Weight management
Golden Retrievers love food, and a little extra weight can increase the risk of joint pain, diabetes, and heart strain.
Insurance can support wellness checks and treatment if weight-related issues develop.
Protect your Golden Retriever's next adventure!
Golden Retrievers are gentle, joyful, and full of heart. But even the happiest companion can face unexpected health bumps or vet visits along the way.
With Scratch & Patch pet insurance, you’ll get cover designed to support your Golden’s kind nature and adventurous spirit.
From muddy mishaps to long-term health needs, we’re here to help you care for your best friend with confidence and peace of mind.
