One team. Epic savings!
Unite all your pet heroes under one policy
and unlock a mighty 20% discount!
Power up your pets!
Save on multi-pet insurance with Scratch & Patch.
Insure more than one pet with us and recieve a paw-some 20% discount!
With a choice of cover options to suit every paw and every pocket,
you’ll also get free unlimited access to our 24/7 Vet Careline.
Giving you peace of mind and your furry family the care they deserve.
24/7 Vet careline
Expert advice, day or night, 365.
20% off
For insuring two or more pets.
Pet-perfect cover
With options to suit all budgets.
Switching made simple
Immediate cover for new conditions if you’re already insured.
Affordable, all-in-one cover for multiple pets
At Scratch & Patch, we offer a range of multi-pet policies — because one size doesn’t fit every paw, purr, or playful personality.
Whether you’ve got a bouncy pup, a chilled-out cat, or a whole pack of furry friends,
there’s a level of cover to suit every pet in your family perfectly.
Lifetime Pet Insurance
Peace of mind lifetime cover. Our most comprehensive pet insurance seeks to insure against recurring medical issues your pet may have throughout its lifetime, as long as you keep the policy running.
Maximum Benefit Insurance
Our maximum benefit pet insurance covers new conditions up to a cover limit for the length the policy is in place and there’s not a time limit to your claim.
Time Limited Pet Insurance
Time-limited pet insurance excludes certain conditions after you hit your claims limit or once the time limit (usually 12 months) expires.
Accident Only Pet Insurance
Our accident only pet insurance provides a fixed sum of money for each accidental injury to help pay for your pet’s treatment. It is the cheapest type of pet insurance policy but excludes cover for illness.
Why choose multi-pet insurance?
Life’s better with more paws around — and so is your insurance.
With Scratch & Patch multi-pet cover, you can protect all your pets under one easy policy
and save money while you’re at it.
The benefits of multi-pet insurance
✅ Save instantly – Insure two or more pets and enjoy an automatic 20% discount — no promo code needed.
✅ One policy, one renewal – Keep things simple with just one set of documents, one payment date, and one renewal for your whole furry family.
✅ Mix & match – Dogs, cats, or both! — you can add all your pets to the same policy.
✅ Flexible cover options – One level of cover for the whole pack – simply choose the protection that best fits your pets’ needs.
✅ 24/7 Vet Careline – Unlimited free access to expert veterinary advice whenever you need it — day or night.
✅ Stress-free admin – Welcoming another furry friend? Just add them to your current policy and keep your multi-pet savings coming.
Because every pet deserves great care — and you deserve the peace of mind that comes with knowing they’re all protected under one roof (and one policy).
Protect your whole pack’s next adventure!
Whether it’s muddy paws, mischievous cats, or a sofa full of snoozing sidekicks, life with multiple pets means double the love — and sometimes double the vet visits.
With Scratch & Patch multi-pet insurance, you can cover all your furry family under one simple policy and save while you do it.
From playful pups to wise old whiskers, our cover is designed to keep every pet protected — giving you confidence, peace of mind, and a little extra left over for treats.
