You can find our policy wording and important information documents for all our policies from any time below.
Current and previous policy documents
Policy Wording
The policy wording for policies beginning from the 1st January 2023 can be downloaded below.
- Bronze (Accident-only) cover
- Silver (Time-limited) cover
- Gold (Maximum benefit) cover
- Prime (Lifetime) cover
- Premier (Lifetime) cover
- Premier Plus (Lifetime) cover
- Champ 2.5 (Pre-existing conditions) cover
- Champ 4.0 (Pre-existing conditions) cover
- Champ 8.0 (Pre-existing conditions) cover
Insurance Product Information Documents (IPIDs)
The IPID documents for policies starting from the 1st January 2023 can be downloaded below.
Policy Wording
The policy wording for policies beginning from the 1st August 2022 can be downloaded below.
- Bronze (Accident-only) cover
- Silver (Time-limited) cover
- Gold (Maximum benefit) cover
- Prime (Lifetime) cover
- Premier (Lifetime) cover
- Premier Plus (Lifetime) cover
Insurance Product Information Documents (IPIDs)
The IPID documents for policies starting from the 1st August 2022 can be downloaded below.
Policy Wording
The policy wording for policies beginning from the 1st July 2022 can be downloaded below.
Policy Wording
The policy wording for policies beginning from the 1st January 2022 can be downloaded below.
- Bronze (Accident-only) cover
- Silver (Time-limited) cover
- Gold (Maximum benefit) cover
- Prime (Lifetime) cover
- Premier (Lifetime) cover
- Premier Plus (Lifetime) cover
Insurance Product Information Documents (IPIDs)
The IPID documents for policies starting from the 1st January 2022 can be downloaded below.
Policy Wording
The current policy wording for each cover level can be downloaded below.
- Bronze (Accident-only) cover
- Silver (Time-limited) cover
- Gold (Maximum benefit) cover
- Prime (Lifetime) cover
- Premier (Lifetime) cover
- Premier Plus (Lifetime) cover
Insurance Product Information Documents (IPIDs)
The current IPID documents for each cover level can be downloaded below.
Here you can find the previous versions of the policy wording documents for the different policy types.
Bronze, Silver and Gold cover
- Policies purchased between 1st October 2016 – 30th June 2017
- Policies purchased between 1st July 2017 – 24th May 2018
- Policies purchased between 25th May 2018 – 31st July 2018
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November 2018 – 31st December 2018
- Policies purchased between 1st January 2019 – 31st August 2019
- Policies purchased between 1st September 2019 – 31st August 2020
- Policies purchased between 1st September – 31st December 2020
- Policies purchased from 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Prime (Lifetime) cover
- Policies purchased between 1st June 2020 – 31st August 2020
- Policies purchased between 1st September 2020 – 31st December
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Premier and Premier Plus (Lifetime) cover
- Policies purchased between 1st October 2016 – 30th June 2017
- Policies purchased between 1st July 2017 – 24th May 2018
- Policies purchased between 25th May 2018 – 31st July 2018
- Policies purchased between 1st August_2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 30th October 2018
- Policies purchased between 1st November 2018 – 1st January 2019
- Policies purchased between 1st January 2019 – 30th August 2019
- Policies purchased between 1st September 2019 – 31st August 2020
- Policies purchased between 1st September 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 2.5 (Pre-existing conditions) cover
- Policies purchased between 1st January 2020 – 31st August 2020
- Policies purchased between 1st September 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 4.0 (Pre-existing conditions) cover
- Policies purchased between 1st January 2020 – 31st August 2020
- Policies purchased between 1st September 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 8.0 (Pre-existing conditions) cover
Here you can find the previous versions of the IPID documents for the different policy types.
Bronze (Accident-only) cover
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November 2018 – 31st December 2018
- Policies purchased between 1st January 2019 – 31st May 2019
- Policies purchased between 1st June 2019 – 31st August 2019
- Policies purchased between 1st September 2019 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Silver (Time-limited) cover
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November 2018 – 31st December 2018
- Policies purchased between 1st January 2019 – 31st May 2019
- Policies purchased between 1st June 2019 – 31st August 2019
- Policies purchased between 1st September 2019 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Gold (Maximum benefit) cover
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November 2019 – 31st December 2018
- Policies purchased between 1st January 2019 – 31st May 2019
- Policies purchased between 1st June 2019 – 31st August 2019
- Policies purchased between 1st September 2019 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Prime (Lifetime) cover
- Policies purchased between 1st June 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased between 22nd February 2021
Premier (Lifetime) cover
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November – 31st December 2018
- Policies purchased between 1st January 2019 – 31st May 2019
- Policies purchased between 1st June 2019 – 31st August 2019
- Policies purchased between 1st September 2019 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Premier Plus (Lifetime) cover
- Policies purchased between 1st August 2018 – 30th September 2018
- Policies purchased between 1st October 2018 – 31st October 2018
- Policies purchased between 1st November 2018 – 31st December 2018
- Policies purchased between 1st January 2019 – 31st May 2019
- Policies purchased between 1st June 2019- 31st August 2019
- Policies purchased between 1st September 2019 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 2.5 (Pre-existing conditions) cover
- Policies purchased between 1st January 2020 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 4.0 (Pre-existing conditions) cover
- Policies purchased between 1st January 2020 – 30th April 2020
- Policies purchased between 1st May 2020 – 31st October 2020
- Policies purchased between 1st November 2020 – 31st December 2020
- Policies purchased between 1st January 2021 – 21st February 2021
- Policies purchased from 22nd February 2021
Champ 8.0 (Pre-existing conditions) cover
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