Dog and puppy insurance

Our dog insurance offers cover up to £8,000 for vet fees and all our plans come with a range of benefits to keep you and your faithful friend happy and healthy.

10% multi-pet discount

24/7 Vet careline

94% of claims paid

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Immediate cover when you switch

Cover types to suit you and your faithful friend

We have 6 levels of dog cover from accident-only with a £2,250 vet fee limit to lifetime dog insurance policies offering up to £8,000 vet fee cover.

Our plans also offer dental treatment for accidents and injuriesaccidental damage cover, loss and recovery, kennel and boarding fees and much more to give you added peace of mind. Find out more about each of our plans below.

Bronze

Accident only cover

Our Bronze cover is our most basic level of cover which helps to protect your pet from any accidents they’ve had. Because it only covers accidents it’ll be the cheapest cover we provide.

  • Vet fees £2,250
  • Dental £250
  • Cruciate ligament £500

Learn more

Silver

Time limited cover

Gives you protection against eligible accidents and illnesses for up to 12-months after the first day of treatment or until the policy limit is reached, whichever happens first.

  • Vet fees £3,000
  • Dental £3,000
  • Cruciate ligament £500

Learn more

Gold

Maximum benefit cover

Provides protection for a condition up to the Vet Fee limit. Once you have exceeded the limit you will not be able to make any further claims for that condition.

  • Vet fees £4,000
  • Dental £4,000
  • Cruciate ligament £1,000
  • Alternative treatment £400

Learn more

Prime

Affordable lifetime cover

Reinstates the full cover limit for all covered conditions at renewal each year.

  • Vet fees £2,500
  • Dental £2,400
  • Cruciate ligament £1,000
  • Alternative treatment £400
  • Emergency boarding £1,000
  • Holiday cancellation £1,000

Learn more

Premier

Peace of mind lifetime cover

Reinstates the full cover limit for all covered conditions at renewal each year.

  • Vet fees £4,000
  • Dental £4,000
  • Cruciate ligament £1,500
  • Alternative treatment £750
  • Emergency boarding £1,000
  • Holiday cancellation £1,500

Learn more

Premier Plus

Complete protection lifetime cover

Reinstates the full cover limit for all covered conditions at renewal each year.

  • Vet fees £8,000
  • Dental £8,000
  • Cruciate ligament £2,000
  • Alternative treatment £1,000
  • Emergency boarding £1,000
  • Holiday cancellation £2,500

Learn more

10% multi-pet discount

If you’ve got more than one pet in your household that you’re looking to insure, then we’ll give you a 10% discount when you add multiple pets to your quote.

24/7 Vet careline

We know that your pet is part of your family. That’s why included in any cover you take out with us you’ll have access to our 24/7 Vet Careline. This gives you all day, every day access to speak online or over the phone with RCVS qualified vet nurses.

94% claims paid

If the unfortunate situation arises where you need to make a claim, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet. We paid 94% of all claims submitted in 2022.

Learn more >

Switching without the wait

It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.

Learn more >

Recognised quality claims and cover

In the 2022 Moneyfacts Consumer Awards Scratch & Patch were awarded Highly Commended in both Pet Insurance Provider of the Year and Best Claims Service categories. As voted for by our customers.

Here to help

Dog insurance helps you cover the cost of veterinary treatment if your dog falls ill or gets injured. To find out more about how dog insurance works take a look at our handy guide to dog insurance.

If you any further questions or need guidance, our customer service team is here to help.

Join us today

Comprehensive pet insurance cover for your furry friend. Get a quote today.

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