Our Bronze cover is our most basic level of cover which helps to protect your pet from any accidents they’ve had. Because it only covers accidents it’ll be the cheapest cover we provide.
What is accident only pet insurance?
As you’d expect accident only pet insurance is there to cover vet bills arising from any accident that your pet may suffer. However, it won’t pay out if your pet requires treatment for an illness.
In 2019 the average cost of treatment for a fracture was £809.94*, so an accident only plan could be an option as opposed to self-insuring.
Our cover levels
If an accident does happen, our plan covers up to £2,250 of your pet’s vet treatment.
Vet fee cover limit
Up to £2,250per accident
- 12 month time limited. Pays up to 12 months from first date of treatment. Cover limit applies per accident.
Inner limits
Up to £500depending upon treatment
- In some cases there are restrictions on certain types of treatment types which are lower than the overall cover limit. These are called inner limits.
- Cruciate Ligament: £500
- Alternative treatment: £250
- Dental treatment: £250
Excess
£75 or £200per injury per year (depending on pet age)
- Unlike other pet insurers, we don't impose a coinsurance payment when claiming.
Section | Cover | Detail |
---|---|---|
A | Veterinary Fees* up to | £2,250 |
Inner Limits up to (Included within total Veterinary Fees amount above) | ||
Cruciate Ligament | £500 | |
MRI / CT Scan | £0 | |
Alternative treatment | £250 | |
Dental (accident/injury) | £250 | |
Diet Food | £0 | |
Behavioural treatment | £0 | |
Covered in UK / EU PETS Scheme Area | Yes | |
Excess per injury or illness, per year | Dogs under 8: £75 Dogs over 8: £200 Cats under 10: £75 Cats over 10: £200 | |
B | Death | |
Accident up to | £250 | |
Illness up to | £0 | |
Euthanasia | £0 | |
C | Third Party Liability (Dogs Only) | £1,000,000 |
Excess | £250 | |
D | Loss & recovery | £250 |
E | Emergency boarding and pet minding fees | £250 |
F | Holiday cancellation | £0 |
G | Accidental damage | £0 |
Pre-Existing Conditions | All pre-existing conditions are excluded from cover |
Download the Insurance Information Product Document (IPID)
*The Vet fee amount includes;
- Up to £45 towards consultation fees for each separate visit to the vet as a result of the condition
- Up to £110 per visit towards out of hours fees only where a vet confirms an emergency consultation was necessary
- Up to £150 per condition for all external laboratory fees including handling, postage and packaging and interpretation fees
- Up to £35 per session towards hydrotherapy, physiotherapy, acupunture, chiropractic, osteopathy or laser treatment fees
- Up to £350 per condition toward Specialist or Referral vet consultation fees
Accident only cover protects against...
Accident Only plans only cover vet fees for injuries caused by accidents. Our plans are based on an accident-only cover limit of £2,250 per accident per year.