Scratch & Patch specialise in providing pet insurance for cats and dogs. We’d like you to join our community of insured pets and policyholders.

Scratch & Patch provides insurance for cats and dogs in a straightforward, easy to understand way. We aim to delight you with our service and to be part of your care package for your pet(s).

Our insurance is designed to suit different needs and budgets, including the option for multi-pet cover, there are five levels to choose from including two that are 5 STAR  (Premier & Premier Plus) as rated by the independent rating agency Defaqto.

The Scratch & Patch Careline which is available 24 hours a day, 7 days a week, is included for all cover levels.

Our call centre customer and claims service is provided 100% in the UK by the Scratch & Patch team.

You can choose to pay your premium either annually or monthly at 0% APR on your instalments.

We will give you a 10% discount off your total insurance premium if you insure 2 or more pets. This will be deducted when calculating your quotation.

Claims payments can often be made quickly and directly to your vet – so long as you and they agree.

What’s more, if you switch to us from another insurer we won’t impose a waiting period on your policy, giving you another reason to insure with Scratch & Patch.