Welcome to Scratch & Patch. We specialise in providing pet insurance for cats and dogs. We’d like you to join our community of insured pets and policyholders. We have some exciting news for our community also.

Scratch & Patch provides insurance for cats and dogs in a straightforward, easy to understand way. If you can’t get cover for your pets pre-existing conditions, Scratch & Patch may be able to help you.

Our insurance is designed to suit different needs and budgets, including the option for multi-pet cover, and not surprisingly Scratch & Patch will now try to cover your pets pre-existing conditions also.

We have listened to our customers and have decided to launch a new type of product in the market. We are proud to present our “Champ products” they are very new to the market and medically underwritten, to try to help you and your pets when you need it most. It’s not going to cover every condition but it’s a step in the right direction and we hope to expand on the cover moving forward. These products are currently not available with the multi-pet cover.

What’s more, if you switch to any of our products from another insurer, we won’t impose a waiting period on your policy, giving you another reason to insure with Scratch & Patch and more peace of mind.

Scratch & Patch’s new products consist of Champ 2.5, Champ 4.0 and Champ 8.0, we still have our existing product range which consists of our Bronze, Silver and Gold products and our 2, 5 STAR products (Premier & Premier Plus) as rated by the independent rating agency Defaqto.

The Scratch & Patch Careline which is available 24 hours a day, 7 days a week, is included for all cover levels.

Our team at Scratch & Patch are all based in the UK and we pride ourselves on being friendly, fast and efficient whether you want a quote or help with a claim, we are waiting for your call.

If you purchase a policy with Scratch & Patch you can chose to pay annually or monthly and we can assist further by offering you 0% APR on your instalments helping you still further save money on your policy.

We will give you a 10% discount off your total insurance premium if you insure 2 or more pets on our Bronze, Silver, Gold, Premier and Premier Plus products. This will be deducted when calculating your quotation.

If the unfortunate situation arrives where you need to make a claim on your policy, we can try to assist by paying your claim fast and efficiently and often payments can be made directly to your vet – so long as you and they agree.