Pet insurance that cats and dogs will love you for

Affordable, 5-star Defaqto rated* cat and dog insurance will make the perfect companion for your 4-legged friend. Get a quote in just 3 minutes.

5* Defaqto rated cover applies to our lifetime Prime, Premier, Premier Plus and our pre-existing conditions Champ plans

Defaqto 5 star rating
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Our pet insurance at a glance

We offer 5 types of pet insurance across our cover levels to suit different needs and budgets, whether you’re looking for dog insurance, cat insurance, multi-pet insurance or looking to protect your pet’s pre-existing conditions there’s something to suit, plus we’ve been independently rated as a 5* provider by Defaqto.

To get started, take a look at our guide to cat insurance or read our explainer on dog insurance for more background or explore our cover options below.

Key insurance features

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Multi-pet discount

If you’re insuring 2 or more pets then you’ll receive a 10% discount off your total insurance premium. The offer applies to our Bronze, Silver, Gold, Premier and Premier Plus cover and will be deducted when calculating your quote.

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97% claims paid

If the unfortunate situation arrives where you need to make a claim on your policy, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet – so long as you and they agree. In 2019 we paid 97% of all claims made.

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Switch without the wait

It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.

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No co-insurance

Co-insurance is a payment in addition to the excess that’s shared between you and an insurer which splits the cost of claims, usually it’s an 80/20 split.

We want you to know exactly what your costs will be so we don’t impose a co-insurance payment on any of our plans.

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24/7 Careline access

The Scratch & Patch Careline which is available 24 hours a day, 7 days a week, is included for all cover levels. Our friendly UK based team are available whether you’re looking for pet care advice or looking for assistance with a quote or a claim.

Pre-existing conditions cover

If your pet has pre-existing conditions then until now it has been difficult to get a better deal elsewhere. That’s why we created Champ, to provide cover for pre-existing conditions and allow pet owners more choice.

What our customers say about us

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Join us today

Getting a quote for your dog or cat takes just 3 minutes. Start now, you’ll be pleased you did.

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