Pet policies that cats and dogs will love you for

5-star Defaqto rated* cat and dog insurance will make the perfect companion for your 4-legged friend. Get a quote in just 3 minutes.

5* Defaqto rated cover applies to our lifetime Prime, Premier and Premier Plus plans

Defaqto 5 Star Rating 2021
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Our pet insurance at a glance

We offer 4 types of pet insurance across our cover levels to suit different needs and budgets, whether you’re looking for dog insurance, cat insurance, multi-pet insurance or switching pet insurance for a better deal, there’s something to suit, plus we’ve been independently rated as a 5* provider by Defaqto.

To get started, take a look at our guide to cat insurance or read our explainer on dog insurance for more background or explore our cover options below.

Key insurance features

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Multi-pet discount

If you’re insuring 2 or more pets then you’ll receive a 10% discount off your total insurance premium. The offer applies to our Bronze, Silver, Gold, Premier and Premier Plus cover and will be deducted when calculating your quote.

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95% claims paid

If the unfortunate situation arrives where you need to make a claim on your policy, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet – so long as you and they agree. In 2020 we paid 95% of all claims made.

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Switch without the wait

It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.

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No co-insurance

Co-insurance is a payment in addition to the excess that’s shared between you and an insurer which splits the cost of claims, usually it’s an 80/20 split.

We want you to know exactly what your costs will be so we don’t impose a co-insurance payment on any of our plans.

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24/7 Careline access

The Scratch & Patch Careline which is available 24 hours a day, 7 days a week, is included for all cover levels. Our friendly UK based team are available whether you’re looking for pet care advice or looking for assistance with a quote or a claim.

Pet care survey

We’ve looked into the changing attitudes towards pet insurance and the ever evolving needs of customers across the UK. Uncovering what’s important to cat and dog owners when looking for cover for their 4-legged friends.

What our customers say about us

From our community

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Meet Carl & Tito


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Join us today

Getting a quote for your dog or cat takes just 3 minutes. Start now, you’ll be pleased you did.

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