Our cat insurance offers cover up to £8,000 for vet fees and all our plans come with a range of benefits to keep you and your feline friend happy and healthy.
Cover types to suit you and your feline friend
We have 6 levels of cat cover from accident-only with a £2,250 vet fee limit to lifetime cat insurance policies offering up to £8,000 vet fee cover.
Our plans also offer dental treatment for accidents and injuries, accidental damage cover, loss and recovery and much more to give you added peace of mind. Find out more about each of our plans below
Bronze
Accident only cover
Our Bronze cover is our most basic level of cover which helps to protect your pet from any accidents they’ve had. Because it only covers accidents it’ll be the cheapest cover we provide.
- Vet fees £2,250
- Dental £250
- Cruciate ligament £500
Silver
Time limited cover
Gives you protection against eligible accidents and illnesses for up to 12-months after the first day of treatment or until the policy limit is reached, whichever happens first.
Gold
Maximum benefit cover
Provides protection for a condition up to the Vet Fee limit. Once you have exceeded the limit you will not be able to make any further claims for that condition.
Prime
Affordable lifetime cover
Reinstates the full cover limit for all covered conditions at renewal each year.
- Vet fees £2,500
- Dental £2,500
- Cruciate ligament £1,000
- Alternative treatment £400
- Emergency boarding £1,000
- Holiday cancellation £1,000
Premier
Peace of mind lifetime cover
Reinstates the full cover limit for all covered conditions at renewal each year.
- Vet fees £4,000
- Dental £4,000
- Cruciate ligament £1,500
- Alternative treatment £750
- Emergency boarding £1,000
- Holiday cancellation £1,500
Premier Plus
Complete protection lifetime cover
Reinstates the full cover limit for all covered conditions at renewal each year.
- Vet fees £8,000
- Dental £8,000
- Cruciate ligament £2,000
- Alternative treatment £1,000
- Emergency boarding £1,000
- Holiday cancellation £2,500
10% multi-pet discount
If you’ve got more than one pet in your household that you’re looking to insure, then we’ll give you a 10% discount when you add multiple pets to your quote.
24/7 Vet careline
We know that your pet is part of your family. That’s why included in any cover you take out with us you’ll have access to our 24/7 Vet Careline. This gives you all day, every day access to speak online or over the phone with RCVS qualified vet nurses.
94% claims paid
If the unfortunate situation arises where you need to make a claim, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet. We paid 94% of all claims submitted in 2022.
Switching without the wait
It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.
Recognised quality claims and cover
In the 2022 Moneyfacts Consumer Awards Scratch & Patch were awarded Highly Commended in both Pet Insurance Provider of the Year and Best Claims Service categories. As voted for by our customers.
Here to help
Cat insurance helps you cover the cost of veterinary treatment if your cat falls ill or gets injured. To find out more about how cat insurance works take a look at our handy guide to cat insurance.
If you any further questions or need guidance, our customer service team is here to help.
Join us today
Comprehensive pet insurance cover for your furry friend. Get a quote today.