Looking for pet insurance with a difference? Our 5* Defaqto rated cover provides insurance for dogs and cats. There are 9 levels of cover to choose from to suit your needs. Plus all our plans include:
What is pet insurance?
Pet insurance helps you cover the cost of veterinary treatment if your pet falls ill or gets injured. To learn about pet insurance cover, what it’s therefore and how it can help, read our guide to how pet insurance works. Pet insurance policies generally fall into 5 main categories:
Pre-existing conditions pet insurance
Pre-existing conditions cover is a new addition to some pet insurers cover options. It seeks to provide cover for medical conditions that your pet may already suffer from.
Lifetime cover pet insurance
Lifetime cover is the most comprehensive pet insurance on the market and seeks to insure against recurring medical issues your pet may have throughout its lifetime, as long as you keep the policy running.
Maximum benefit pet insurance
Maximum benefit pet insurance normally cover new conditions up to a cover limit for the length the policy is in place and there’s not a time limit to your claim. Maximum benefit cover is generally considered a mid-range option.
Accident only pet insurance
Accident-only pet insurance provides a fixed sum of money for each accidental injury to help pay for your pet’s treatment. It is the cheapest type of pet insurance policy but excludes cover for illness entirely.
Some pet insurance providers also pay out if your pet dies, is lost or stolen or causes damage to a third party’s property.
Our pet insurance plans
Our cover features
24/7 access to pet Careline
We know that your pet is part of your family. That’s why included in any cover you take out with us you’ll have access to our 24/7 Careline. This gives you all day, every day access to speak online or over the phone with RCVS qualified vet nurses.
97% claims paid
If the unfortunate situation arrives where you need to make a claim on your policy, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet. We paid 97% of all claims submitted in 2019.
Switching without the wait
It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.