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Pet insurance for cats and dogs.

Looking for pet insurance with a difference? Our 5* Defaqto rated cover provides insurance for dogs and cats. There are 9 levels of cover to choose from to suit your needs. Plus all our plans include:

10% multi-pet discount

97% of claims paid

24/7 access to our veterinary Careline

Switch to us and we’ll waive the waiting period for illnesses

Patch - I provide the protection around here
Looking for dog insurance?

Vet fee cover up to £8,000 for dogs and puppies.

Looking for cat insurance?

Award-winning insurance for cats and kittens.

What is pet insurance?

Pet insurance helps you cover the cost of veterinary treatment if your pet falls ill or gets injured. To learn about pet insurance cover, what it’s therefore and how it can help, read our guide to how pet insurance works. Pet insurance policies generally fall into 5 main categories:

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Our pet insurance plans

BRONZE COVER

Our Bronze covers accidents only and is time limited to 12 months.

– Vet fee cover limit of £2,250*
– Payments for death up to £250

SILVER COVER

Our Silver plan covers injury and illness time limited to 12 months per illness and injury.

– Vet fee cover limit of £3,000
– Payments for death up to £500
– Holiday cancellation payment up to £1,000
– Loss and recovery up to £750
– Emergency boarding up to £750

GOLD COVER

Our Gold covers injury and illness with a maximum benefit limit per illness and injury.

– Vet fee cover limit of £4,000
– Dental work up to £4,000
– Payments for death up to £1,000
– Holiday cancellation payment up to £1,000
– Loss and recovery up to £1,000
– Emergency boarding up to £1,000

PRIME COVER

Our Prime plan covers injury and illness on a reinstatement per policy year basis

– Vet fee cover limit of £2,500
– Dental work up to £2,500
– Payments for death up to £1,000
– Loss and recovery up to £1,000
– Emergency boarding up to £1,000
– Holiday cancellation payment up to £1,000

PREMIER COVER

Our Premier plans covers injury and illness on a reinstatement per policy year basis

– Vet fee cover limit of £4,000
– Dental work up to £4,000
– Payments for death up to £1,500
– Loss and recovery up to £1,500
– Emergency boarding up to £1,000
– Holiday cancellation payment up to £1,500

PREMIER PLUS COVER

Our Premier Plus plans covers injury and illness on a reinstatement per policy year basis

– Vet fee cover limit of £8,000
– Dental work up to £8,000
– Payments for death up to £1,500
– Loss and recovery up to £1,500
– Emergency boarding up to £1,000
– Holiday cancellation payment up to £2,500

CHAMP PRE-EXISTING CONDITIONS COVER

Our Champ plans cover injury and illness as well as offering cover for some pre-existing conditions on a reinstatement per policy year basis. There are 3 levels of cover.

Champ 2.5
– Vet fee cover limit of £2,500

Champ 4.0
– Vet fee cover limit of £4,000

Champ 8.0
– Vet fee cover limit of £8,000

What our customers say about us

Our cover features

10% multi-pet discount

If you’ve got more than one pet in your household that you’re looking to insure, then we’ll give you a 10% discount when you add multiple pets to your quote.

24/7 access to pet Careline

We know that your pet is part of your family. That’s why included in any cover you take out with us you’ll have access to our 24/7 Careline. This gives you all day, every day access to speak online or over the phone with RCVS qualified vet nurses.

97% claims paid

If the unfortunate situation arrives where you need to make a claim on your policy, we can assist by paying your claim fast and efficiently and often payments can be made directly to your vet. We paid 97% of all claims submitted in 2019.

Switching without the wait

It hasn’t always been easy to switch your pet cover, but we’re changing that. Most providers will impose a 14-day wait time for illnesses if you switch, but so long as you are an existing pet insurance holder when you switch to us, we won’t.

We don't do coinsurance

We want you to know exactly what your costs will be so we don’t impose a co-insurance payment on any of our plans. It’s just the excess you need to know about.

Get a quote now

Discover a new approach to pet insurance, cover your furry friend with us today.

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